Cost of living

Property Taxes in Downtown Fredericksburg

The short answer

How much is property tax on a Downtown Fredericksburg home?

About $4,100 to $4,700 a year at a typical Downtown Fredericksburg assessment. The City's rate for July 2026 to June 2027 is 84¢ per $100 of assessed value plus a 1¢ fire tax, and the 2025 median assessment runs from $484,200 in the Lafayette Boulevard area to $547,950 in the North End. Bills come in two halves, due June 5 and December 5.

All of Downtown is inside the City of Fredericksburg, so one rate applies on every block. What changes your bill is the City's assessment of the house.

Sources: City Council minutes, 12 May 2026 (Ordinance 26-07, 12 May 2026); Fredericksburg Free Press (29 April 2026); City of Fredericksburg, Tax Information (October 2026); City of Fredericksburg, Tax Due Dates (October 2026); City of Fredericksburg assessor (2025 medians). Dollar amounts are our calculation.

By area

How much property tax does a home in each part of Downtown Fredericksburg pay?

At each part's 2025 median assessment, about $4,120 a year in the Lafayette Boulevard area, $4,450 in Washington Avenue & UMW, $4,480 in the Historic Core and $4,660 in the North End. By neighborhood the spread is wider: about $3,110 at the Darbytown / Dunmore median and $6,970 at The Avenue's. Tap an area to see its neighborhoods.

The Historic Coreat the $526,500 median assessment · 459 homes
≈ $4,480a year
See its 5 neighborhoods
Lower Carolineat the $625,800 median assessment · 101 homes
≈ $5,320a year
Main Street / Downtownat the $572,200 median assessment · 70 homes
≈ $4,860a year
Upper Carolineat the $565,950 median assessment · 88 homes
≈ $4,810a year
Lower Downtownat the $541,100 median assessment · 91 homes
≈ $4,600a year
Darbytown / Dunmoreat the $366,100 median assessment · 109 homes
≈ $3,110a year
The North Endat the $547,950 median assessment · 348 homes
≈ $4,660a year
See its 3 neighborhoods
Gouldman Parkat the $617,150 median assessment · 158 homes
≈ $5,250a year
West of Princess Anneat the $498,100 median assessment · 145 homes
≈ $4,230a year
Princess Anne Corridorat the $410,400 median assessment · 45 homes
≈ $3,490a year
Washington Avenue & UMWat the $523,000 median assessment · 453 homes
≈ $4,450a year
See its 4 neighborhoods
The Avenueat the $820,050 median assessment · 50 homes
≈ $6,970a year
Kenmoreat the $531,350 median assessment · 54 homes
≈ $4,520a year
Hanover Heightsat the $512,600 median assessment · 127 homes
≈ $4,360a year
East of UMWat the $502,250 median assessment · 222 homes
≈ $4,270a year
Lafayette Boulevardat the $484,200 median assessment · 364 homes
≈ $4,120a year
See its 2 neighborhoods
Highlander Parkat the $527,000 median assessment · 91 homes
≈ $4,480a year
Fairviewat the $447,700 median assessment · 273 homes
≈ $3,810a year

Our calculation, not a City bill: the 85¢ FY2027 rate, fire tax included, times each 2025 median assessment, rounded to the nearest $10. Your bill follows your own home's assessment.

Sources: City of Fredericksburg assessor (2025 assessment, checked 16 October 2026); City Council minutes, 12 May 2026 (Ordinance 26-07, 12 May 2026); Fredericksburg Free Press (29 April 2026).

Condos & townhomes

How much property tax do Downtown Fredericksburg condos and townhomes pay?

About $4,240 a year at the 2025 median assessment of a Historic Core condo or townhome, $2,960 near UMW and $11,100 at Amelia Square in the North End. By community it runs from about $2,710 at Kenmore Clusters to $6,510 at Mill Race Commons and $11,100 at Amelia Square. Condos pay the same City rate as houses, 85¢ per $100, plus association dues. Tap an area to see its communities.

The Historic Core87 condos & townhomes · median $499,300
≈ $4,240a year
See its 8 communities
Mill Race Commonsat the $766,100 median assessment · 11 homes
≈ $6,510a year
The Lofts at Frederick Stat the $620,000 median assessment · 17 homes
≈ $5,270a year
Federal Squareat the $516,100 median assessment · 7 homes
≈ $4,390a year
Charlotte Mewsat the $489,900 median assessment · 6 homes
≈ $4,160a year
Mary Wash Squareat the $483,300 median assessment · 14 homes
≈ $4,110a year
Old Towne Stationat the $465,700 median assessment · 11 homes
≈ $3,960a year
Jackson St Loftsat the $403,300 median assessment · 9 homes
≈ $3,430a year
Lafayette Stationat the $398,000 median assessment · 12 homes
≈ $3,380a year
The North End22 condos & townhomes · median $1,306,400
≈ $11,100a year
See its 1 community
Amelia Squareat the $1,306,400 median assessment · 22 homes
≈ $11,100a year
Washington Avenue & UMW46 condos & townhomes · median $348,700
≈ $2,960a year
See its 3 communities
Kenmore Townhomesat the $452,450 median assessment · 10 homes
≈ $3,850a year
College Hallat the $388,400 median assessment · 14 homes
≈ $3,300a year
Kenmore Clustersat the $318,350 median assessment · 22 homes
≈ $2,710a year

Our calculation: the 85¢ FY2027 rate times each 2025 median assessment, rounded to the nearest $10. Garages, parking spaces and common areas are left out of the medians. Dues aren't included; see HOA dues.

Sources: City of Fredericksburg assessor (2025 assessment, checked 17 October 2026); City Council minutes, 12 May 2026 (Ordinance 26-07, 12 May 2026); Fredericksburg Free Press (29 April 2026).

How it compares

How does Downtown Fredericksburg's property tax compare with Northern Virginia and nearby counties?

It's lower than Northern Virginia and in the middle of its neighbors. The City's rate is 85¢ per $100 of assessed value for 2026–27, against $1.135 in Alexandria, $1.12 in Fairfax County, $1.053 in Arlington and 86.5¢ in Prince William; Stafford's is 98.15¢ and Spotsylvania's 73.73¢. Measured against what homes actually sell for, the City's 2025 tax was $0.69 per $100, below the statewide $0.76.

LocalityTax rate nowper $100 of assessed valuePer $100 of sale pricestate study, 2025Yearly tax on a $500,000 assessment
Alexandria (city)Northern Virginia$1.1352026, set 29 Apr 2026$1.07$5,675
Fairfax CountyNorthern Virginia$1.12FY2027, set 5 May 2026$1.02$5,600
Arlington CountyNorthern Virginia$1.053FY2027, set 22 Apr 2026$0.98$5,265
Stafford CountyAcross the line$0.981596.75¢ + 1.4¢ fire levy, 2026$0.76$4,908
Prince William CountyNorthern Virginia$0.865FY2027, set 21 Apr 2026$0.82$4,325
Downtown Fredericksburg (City)This guide$0.8584¢ + 1¢ fire tax, FY2027$0.69$4,250
Loudoun CountyNorthern Virginia$0.805tax year 2026$0.75$4,025
Spotsylvania CountyAcross the line$0.73732026$0.59$3,687
Virginia, all localitiesStatewide—no single listed rate$0.76—

"Per $100 of sale price" is the state's effective rate: the tax divided by what homes sold for, which corrects for localities that assess below market (the City assessed at a median 89.57% of sale prices in 2025). It uses each locality's 2025 rate, before the 2026 changes. The last column is our calculation, rate times $500,000 ÷ 100; county service-district levies aren't included. Which locality is an address in? →

Sources: City Council minutes, 12 May 2026 (City, 12 May 2026); Fredericksburg Free Press (29 April 2026); City of Alexandria, Fairfax County, Arlington County, Prince William County, Loudoun County (2026 adopted rates); Stafford County Treasurer, tax rates (updated 4 May 2026); Spotsylvania Commissioner of the Revenue, real estate tax rates (14 April 2026); Virginia Department of Taxation, 2025 Assessment/Sales Ratio Study (Table 3 and statewide effective rate).

10-year history

Has the property tax rate in Downtown Fredericksburg gone up?

Yes, two years running. After the 2024 reassessment the City cut its rate from 89¢ to 76¢ for July 2024 to June 2025, then raised it 4¢ a year: to 80¢, and now 84¢ for July 2026 to June 2027, each with a 1¢ fire tax on top. A lower rate after a reassessment didn't mean a lower bill: the 2024 reassessment raised residential assessments across the City 29.8% in total.

The City's real estate rate per $100 of assessed value. 2016–2024: each tax year's rate as the Virginia Department of Taxation's surveys report it. FY25–FY27: the base rate the City set for each fiscal year starting 1 July (2024, 2025, 2026), not counting the 1¢ fire tax added since July 2024. Bars start at 70¢ to show the change.

The 2024 general reassessment
+29.8%residential assessments
+26.4%all taxable property

Sources: Virginia Department of Taxation, local tax rate surveys 2016–2025; FXBG Advance (FY25 rate); City of Fredericksburg, Tax Information (FY26 rate, fire tax); City Council minutes, 12 May 2026 (FY27 rate, Ordinance 26-07); City reassessment briefing (April 2024).

Assessments

How does the City assess Downtown Fredericksburg homes?

An appraisal firm working for the City values every parcel, under the Commissioner of the Revenue, and the City reassesses all of them every four years; the last general reassessment was in 2024. Your bill is the assessed value times the rate, so the assessment matters as much as the rate. If you think it's wrong, you can appeal: in 2024 the City set up a Board of Equalization to hear appeals, and owners can also go to the Fredericksburg Circuit Court.

How oftenEvery four years

The last general reassessment was in 2024; between them the City adjusts the rate.

AppealsBoard of Equalization or Circuit Court

Start with the Commissioner of the Revenue's real estate office, 540-372-1207.

Look up a houseThe City's parcel records

Every Downtown parcel's assessment is public; this guide's medians come from the same records.

Sources: City reassessment Q&A (April 2024); City reassessment briefing; City real estate FAQ; City of Fredericksburg, Tax Information (October 2026); City of Fredericksburg assessor.

Due dates

When are Downtown Fredericksburg property tax bills due?

Twice a year, or the next business day: the first half of the real estate bill by December 5 and the second half by June 5. Car tax is due on the same two dates. The City adds a 10% penalty to anything unpaid after the due date, and you can pay at the Treasurer's office at 715 Princess Anne Street, online or by phone.

December 5Real estate, first half

For July to December. Car tax: second half.

June 5Real estate, second half

For January to June. Car tax: first half.

Late10% penalty

Added to unpaid balances after each due date. Pay at 715 Princess Anne St, online or at 540-372-1001.

Sources: City of Fredericksburg, Tax Due Dates (October 2026); City of Fredericksburg, Tax Information (October 2026); City tax reminder (21 May 2026).

Car tax

What is the car tax in Downtown Fredericksburg?

$3.40 per $100 of a vehicle's assessed value, the same rate the City has charged every year since at least 2016. Virginia's car tax relief takes 23.25% off the tax on the first $20,000 of a qualifying personal vehicle's value in 2026. It's due with real estate, on June 5 and December 5.

Rate$3.40 per $100

Unchanged in every Virginia Department of Taxation survey from 2016 to 2025.

State relief, 202623.25% off

The tax on the first $20,000 of value, on qualifying personal vehicles.

Sources: City of Fredericksburg, Tax Information (October 2026); Virginia Department of Taxation, local tax rate surveys 2016–2025; City Council minutes, 21 April 2026 (Resolution 26-20); City of Fredericksburg, car tax relief; City of Fredericksburg, Tax Due Dates.

Tax relief

Is there property tax relief for older Downtown Fredericksburg homeowners?

Yes. The City's Elderly & Disabled program takes up to $3,000 off the bill for owners who are 65 or older by June 30, or rated 100% disabled by Social Security, with household income up to $60,000 and net worth up to $300,000, not counting the home. Applications are mailed in March and due May 1. Separately, Virginia exempts the home of a veteran rated 100% permanently and totally disabled from a service-connected disability.

Who65+ by June 30, or 100% disabled

Disability as rated by the Social Security Administration.

LimitsIncome $60,000 · net worth $300,000

Income of everyone related living in the home; the home itself isn't counted in net worth.

ReliefUp to $3,000 a year

Apply to the City by May 1.

Sources: City of Fredericksburg, Elderly & Disabled tax relief (October 2026); Va. Code §58.1-3219.5 (October 2026).

The trade-off

What's the catch with property taxes in Downtown Fredericksburg?

The rate is middling, but it moves. In the last ten years it has run from 76¢ to 89¢. Between reassessments it climbs: from 80¢ in 2021 to 89¢ in 2024, and 4¢ a year since the 2024 reassessment. Budget for the bill to change from year to year, and look at the house's own assessment, not just the rate.

Sources: Virginia Department of Taxation, local tax rate surveys 2016–2025; FXBG Advance; City of Fredericksburg, Tax Information; City Council minutes, 12 May 2026 (12 May 2026).

Questions people ask

Downtown Fredericksburg property taxes, answered

What is the property tax rate in Downtown Fredericksburg?
84¢ per $100 of assessed value plus a 1¢ fire tax, 85¢ in all, for July 2026 to June 2027. All of Downtown Fredericksburg is inside the City, so the same rate applies on every block.
When are property taxes due in Downtown Fredericksburg?
In two halves, or the next business day: the first half of the real estate bill by December 5 and the second by June 5. The City adds a 10% penalty to anything unpaid after those dates.
How often does Fredericksburg reassess Downtown homes?
Every four years. The last general reassessment was in 2024, when residential assessments across the City rose 29.8% in total.
Can older homeowners in Downtown Fredericksburg get a property tax break?
Yes. Owners 65 or older, or rated 100% disabled by Social Security, with household income up to $60,000 and net worth up to $300,000 not counting the home, can get up to $3,000 off. Apply to the City by May 1.
How does Downtown Fredericksburg's property tax compare with Northern Virginia?
It's lower. Against what homes actually sell for, the City's 2025 tax came to $0.69 per $100, against $1.07 in Alexandria, $1.02 in Fairfax County and $0.98 in Arlington, per the Virginia Department of Taxation; the statewide figure was $0.76.
How much property tax does a Downtown Fredericksburg condo pay?
The same 85¢ rate as a house. At 2025 median assessments that's about $2,710 a year at Kenmore Clusters, $4,240 for a typical Historic Core condo or townhome and $11,100 at Amelia Square, before association dues.
Is property tax higher in Downtown Fredericksburg than in Stafford or Spotsylvania?
Lower than Stafford and higher than Spotsylvania. On a $500,000 assessment, that's about $4,250 a year in the City against about $4,908 in Stafford and $3,687 in Spotsylvania.
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Alex Keeton, Local Hand Co

Researched and written in Fredericksburg. Every figure names its source and the date we checked it. Reviewed 16 October 2026.